什么是租车pp王者电子官网，它是如何工作的?

It's usually a standard question at a rental car company counter: "Do you need rental car insurance?“考虑到租车公司对他们的车有pp王者电子官网, you have insurance on your personal car and you may also have rental coverage available through your credit card, what should you do? This type of “insurance”, technically a waiver, may help to cover costs should the car become damaged or incapacitated during your rental time. 以下是如何理清具体问题的方法.

租车pp王者电子官网的范围是什么?

Typically, coverage through a rental car company falls into five categories:

• 碰撞损害豁免(CDW)或损失损害豁免(LDW): Releases you from damages that occur to the rental car, including vandalism and theft.
• Liability: Provides coverage for damages or injuries you may cause with the rented vehicle.
• 人身意外pp王者电子官网(PAI): Protects you and your passengers should injuries occur while driving the rental car.
• 个人物品pp王者电子官网: 包括可能从租用车辆中被盗的个人物品.
• Roadside assistance: 包括紧急路费、遗失钥匙和旅行援助.

我需要租车pp王者电子官网吗?

Many personal vehicle insurance policies already include some sort of car rental insurance coverage — so if you purchase a rental car policy, 你在不必要的时候多付钱. Let your State Farm® agent know the reason for the rental so they can help assess how coverage from your personal vehicle policy might apply. 然后，问你的经纪人这些关键问题:

• How much Liability, Comprehensive and Collision coverage 我的私人车辆上有什么? The coverage you have on your personal vehicle may also extend to your rental car.
• 如果我的汽车pp王者电子官网有很高的物理损害pp王者电子官网免赔额, 租车有足够的pp王者电子官网吗? Sometimes they’re not.
• If I have roadside service，拖车和行政费用也扩大到租赁汽车?
• 如果租车里的东西被偷了，会吗 homeowners or renters insurance cover the loss? 这有时被称为外部覆盖.
• 我的个人汽车pp王者电子官网是否包括收入损失险? If the vehicle becomes damaged during your rental time and repairs are needed, the company may charge you for the vehicle's potential earnings while it's being repaired.

我的信用卡有租车pp王者电子官网吗?

如果你用主要信用卡支付租车费用, the card issuer may offer secondary car rental insurance at no charge. In general, this coverage will be used after your personal auto insurance policy is used. Keep in mind that credit card coverage varies from card to card and the institutions which issue the cards. This coverage typically only helps with additional expenses such as reimbursing your insurance deductible. Exotic, expensive or larger vehicles may not be covered by credit cards.

Refer to your card’s website for information about available rental car coverage or call the number on the back of the card to inquire.

查看你的租赁pp王者电子官网选项

Don’t sign anything or agree to coverage without reading the policy thoroughly. pp王者电子官网要求和规定因州而异.

• Unless your auto insurance coverage adequately extends to rental cars, you may need to get some kind of insurance coverage from the rental organization. 代替碰撞或全面的汽车pp王者电子官网, 你可能会获得租车公司的损失赔偿豁免, or LDW, 哪些可以帮助支付损坏修复费用, 行政费用和拖车费.
• If you don't have health or medical payments coverage on an existing policy, you may be able to purchase personal accident coverage.
• If your personal auto policy doesn’t include emergency road service or first party medical coverage such as 人身伤害保护 (PIP)或医疗支付pp王者电子官网(MPC)，考虑购买这些.

如果我使用汽车共享或点对点服务怎么办?

• According to the pp王者电子官网信息研究所 (三)覆盖范围差异很大. If you're renting from a nontraditional car sharing company, review the agreement carefully. 虽然pp王者电子官网有时包含在费用中, 可能会有限制或额外的费用, 特别是如果车是偷来的.
• Consider discussing coverages with your insurance agent and inquire with the service you’re renting from.

我在国外需要国际汽车租赁pp王者电子官网吗?

Contact your agent and credit card company well in advance of your trip. Paying for international coverage might help if you have an accident or the vehicle is stolen while traveling abroad.

Renting for work or play?

Coverage extensions from your existing policy or your credit card may not apply if you're renting a car for business. 在这种情况下，通过你的雇主查看pp王者电子官网选项.

选择合适大小的租赁车辆

When reserving a car, know how many people will be traveling with you and how much luggage room you will need. You'll want to have enough space to see clearly out of each window and to keep passengers comfortable. Remember, middle seats are often small for adults but typically fine for children, unless car seats are needed. If you need room for more than four adults, consider choosing a vehicle with a third row.

Inspect the rental car

在开车离开之前，检查一下汽车，检查以下内容:

• Prior body damage
• Tire pressure and condition
• Brakes
• Seat belts
• Lights
• 雨刷器状态和雨刷液液位

还要仔细检查汽车是否配备了 important safety features, and verify that the add-ons you agreed to are present and functioning appropriately.

既然你已经了解了汽车租赁pp王者电子官网的范围, 你可能也有兴趣了解 summer driving tips, 在休息区如何小心 or 防止开车时睡着的建议.